1. Introduction and Acceptance
These Terms of Service ("Terms") constitute a legally binding agreement between you ("Customer," "you," or "your") and Ledgers Technology, Inc. ("Ledgers," "we," "us," or "our"), a U.S. company located in New York, USA. These Terms govern your access to and use of the Ledgers platform, including our website, applications, APIs, and all related services (collectively, the "Service").
By creating an account, accessing the Service, or clicking "I Agree" (or similar affirmation), you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms, in which case "you" or "your" shall refer to such entity.
If you do not agree to these Terms, you may not access or use the Service. We reserve the right to modify these Terms at any time in accordance with Section 17 below.
2. Definitions
For the purposes of these Terms, the following definitions apply:
- "Account" means the account you create to access and use the Service.
- "Authorized Users" means individuals authorized by you to access and use the Service under your Account.
- "Customer Data" means any data, information, or content that you or your Authorized Users upload, submit, or transmit to the Service.
- "Documentation" means the user guides, help articles, API documentation, and other materials we provide describing the functionality and use of the Service.
- "Intellectual Property Rights" means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights, and other intellectual property rights.
- "Subscription" means the plan and pricing tier you select for access to the Service.
- "Third-Party Services" means applications, integrations, websites, or services provided by third parties that interoperate with the Service.
3. Eligibility and Account Registration
3.1 Eligibility Requirements
To use the Service, you must: (a) be at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is greater; (b) have the legal capacity and authority to enter into a binding contract; (c) not be barred from using the Service under applicable law; and (d) if registering on behalf of an organization, have the authority to bind that organization to these Terms.
3.2 Account Creation
To access the Service, you must create an Account by providing accurate, current, and complete information as prompted by our registration process. You agree to maintain and promptly update your Account information to keep it accurate, current, and complete. Failure to do so may result in suspension or termination of your Account.
3.3 Account Security
You are responsible for maintaining the confidentiality of your Account credentials, including your password and any authentication tokens. You agree to: (a) use strong, unique passwords; (b) enable multi-factor authentication where available; (c) not share your credentials with any third party; (d) immediately notify us of any unauthorized access to or use of your Account; and (e) ensure that you log out from your Account at the end of each session when accessing the Service from shared or public devices.
You are solely responsible for all activities that occur under your Account, whether or not authorized by you. We will not be liable for any loss or damage arising from your failure to comply with these security requirements.
4. Subscriptions, Billing, and Taxes
4.1 Subscription Plans
Ledgers offers multiple subscription plans, including Solo Founder, Early Stage, Scale, and Matured Startup tiers. Each plan provides different features, usage limits, pillar access, and seat allocations as described on our pricing page. We reserve the right to modify, discontinue, or add subscription plans at any time, provided that any changes to your current plan will be communicated in accordance with Section 17.
4.2 Billing and Payment
By selecting a paid Subscription, you authorize Ledgers to charge your designated payment method on a recurring basis (monthly or annually, depending on your selection) at the then-current rate for your Subscription plan. All fees are quoted and payable in U.S. dollars unless otherwise specified. Payment obligations are non-cancelable, and fees paid are non-refundable except as expressly set forth herein.
You agree to provide current, complete, and accurate billing and payment information and to promptly update such information if it changes. If your payment method fails or your account is past due, we may suspend or terminate your access to the Service.
4.3 Taxes
All fees are exclusive of taxes, levies, or duties imposed by taxing authorities. You are responsible for paying all such taxes, excluding only taxes based on Ledgers net income.
4.4 Refunds
Except as required by applicable law, all fees are non-refundable. In our sole discretion, we may provide refunds, credits, or other consideration on a case-by-case basis.
5. Free Trials and Plan Changes
5.1 Free Trials
We may offer free trials of certain Subscription plans. Free trials are intended for evaluation purposes only. At the end of the free trial period, your Account will automatically convert to a paid Subscription unless you cancel before the trial expires.
5.2 Upgrades and Downgrades
You may upgrade or downgrade your Subscription plan at any time through your Account settings. Upgrades take effect immediately. Downgrades take effect at the end of your current billing period. When downgrading, you may lose access to certain pillars and features.
6. Acceptable Use Policy
You agree to use the Service only for lawful purposes and in accordance with these Terms. You shall not:
- Use the Service in violation of any applicable law, regulation, or third-party right
- Attempt to gain unauthorized access to the Service, other accounts, or connected systems
- Interfere with or disrupt the integrity or performance of the Service
- Reverse engineer, decompile, or attempt to derive the source code of the Service
- Copy, modify, or create derivative works based on the Service
- Use the Service to develop a competing product or service
- Use any automated means to access the Service without our express written permission
- Share your Account credentials with unauthorized third parties
- Use the Service to send unsolicited commercial communications or for any fraudulent purpose
- Circumvent any usage limits, access controls, or security features of the Service
7. Intellectual Property
7.1 Ledgers Intellectual Property
The Service, including all software, code, algorithms, interfaces, designs, text, graphics, logos, and the overall look and feel, is owned by Ledgers Technology, Inc. and is protected by applicable intellectual property laws. All rights not expressly granted to you in these Terms are reserved.
7.2 Limited License Grant
Subject to your compliance with these Terms, Ledgers grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business purposes during the term of your Subscription.
7.3 Feedback
If you provide us with any feedback or suggestions regarding the Service, you hereby assign to Ledgers all right, title, and interest in and to such Feedback, and Ledgers is free to use it without any obligation or compensation to you.
8. Customer Data and License
8.1 Ownership of Customer Data
You retain all ownership rights in and to your Customer Data.
8.2 License to Customer Data
You grant Ledgers a worldwide, non-exclusive, royalty-free license to host, store, process, and use your Customer Data solely to the extent necessary to provide and maintain the Service and comply with applicable law.
8.3 Data Export
You may export your Customer Data at any time using the export functionality in your Account. Upon termination, you have thirty (30) days to request an export before we delete your data in accordance with our retention policies.
9. Confidentiality
Each party agrees to hold in confidence and not disclose the other party's Confidential Information, except as expressly permitted under these Terms.
10. Third-Party Services and Integrations
The Service may integrate with Third-Party Services. Your use of any Third-Party Service is subject to that provider's terms of service and privacy policy.
11. Service Availability and Modifications
Ledgers does not guarantee uninterrupted access to the Service. We may modify, suspend, or discontinue any part of the Service at any time without liability.
12. Disclaimers
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied.
13. Limitation of Liability
To the maximum extent permitted by law, Ledgers shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.
14. Indemnification
You agree to indemnify and hold harmless Ledgers Technology, Inc., its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or connected with your access to or use of the Service, your violation of these Terms, or any content you submit through the Service.
15. Termination
We may suspend or terminate your access to the Service at any time if we believe you have violated these Terms. You may terminate your account at any time by discontinuing use of the Service.
16. Governing Law and Jurisdiction
These Terms shall be governed by the laws of the State of New York, United States. Any legal action shall be brought exclusively in the courts located in New York.
17. Changes to Terms
We may modify these Terms from time to time. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.
18. General Provisions
Notices. Notices to Ledgers must be sent to legal@getledgers.com.
19. Contact Information
If you have any questions about these Terms of Service, please contact us:
Ledgers Technology, Inc.
Email: legal@getledgers.com
Address: New York, USA
